Pay Off Your Home Loan Years Sooner with a Mortgage Manager.
MortgageManager.au by Crown Money channels your surplus cash flow to reduce principal faster — not just meet the bank’s minimum.
Trusted by Australians nationwide
Real Savings, Real Results
$115,430
Average interest saved
8.5 Years
Average years saved on mortgage
"We're on track to be debt-free a decade sooner. The process was eye-opening and the support has been fantastic."
- The Wilsons, VIC
How to Pay Your Mortgage Off Faster
Our Home Ownership Program (HOP) is a simple, three-step process to financial freedom.
1. Map Your Cashflow
We help you map your income and expenses to find your real surplus cashflow each month.
2. Apply Surplus to Principal
Your surplus is applied to your loan principal in addition to minimum bank repayments, drastically cutting interest costs.
3. Pay Off Sooner
With coaching and full visibility, you pay your loan off years sooner and save tens of thousands in interest.
Traditional Bank Loan
Only the minimum required repayment is made, with most of it going to interest in the early years.
Mortgage Manager (with HOP)
Your surplus cashflow is also used to pay down the principal, saving you time and money.
Features & Benefits
Everything you need to accelerate your journey to mortgage freedom.
Use your surplus income to make extra repayments and become debt-free years earlier.
Get behavioural support and expert coaching to stay on track with your financial goals.
Access real-time statements and see your progress towards home ownership anytime.
Benefit from features like offset accounts and redraw facilities for financial flexibility.
Make unlimited extra repayments on variable loans without penalties.
Our dedicated support team is based in Australia, ready to help when you need it.
Proven Results
See how Australians like you are saving time and money.
By optimizing their budget and applying a monthly surplus of $1,200, they are on track to own their home 11 years sooner.
11
Years Saved
$142,000
Interest Saved
A disciplined approach to surplus allocation is helping this first-home buyer cut 9 years and nearly $90k off their 30-year loan.
9
Years Saved
$88,500
Interest Saved
Focused on a debt-free retirement, this couple is using their surplus to clear their mortgage 7 years ahead of schedule.
7
Years Saved
$95,200
Interest Saved
What Our Clients Say
Real stories from people who are paying off their homes faster.
Sarah J.
Sydney, NSW
"The clarity and support have been a game changer. We finally feel in control of our biggest debt."
Ben L.
Melbourne, VIC
"Seeing the payoff date get closer every month is incredibly motivating. I wish I'd done this years ago."
Chloe & Tom P.
Brisbane, QLD
"We didn't realize how much interest we were wasting. This program put us on the fast track to being mortgage-free."
David R.
Perth, WA
"Simple to understand, easy to follow, and the results speak for themselves. Highly recommend."
Frequently Asked Questions
Find answers to common questions about our program.
Ready to See Your Savings?
It only takes a few minutes to get a personalized estimate and see how many years you could cut from your mortgage.